Category: Home Buyers

Septic Tanks Danger Signs


septic tank installation

Septic Tank Signs Important To Follow Through on Servicing Your System

 

Most rural homes are not connected to a mains sewage system. These homes rely on a self-contained sewage treatment plant called a septic tank.

If you have a septic tank, or are considering the purchase of a home with one, there are life-saving facts you need to know about septic tanks.

A septic tank takes the sewage from the house, the solids settle out and grease floats to the top. Between the two layers is a clear watery layer that is piped away to an absorption area where it is allowed to percolate away, through the soil. Soil bacteria break down any nutrients before the sewage reaches the water bearing rocks, or any streams.

Septic tanks are usually buried in the ground. There are three main types, all of which cause different concerns.

Steel tanks rust, especially when buried in the ground. A steel septic tank can be so corroded that it can lead to someone walking over it falling through and into the tank. The hapless person is suffocated by the methane generated in the tank, or drowns.

Concrete tanks may be damaged internally, leading to permanent and expensive to rectify damage to the absorption drain-field.

The worst tanks are those built from concrete blocks on site. Sometimes the blocks are just laid and not cemented together. Even if they are cemented together years of attack from acidic sewage will dissolve the mortar. These tanks can collapse without warning and probably fail to meet local planning and environmental protection regulations.

How do you tell if your septic tank has problems?
If there are ANY areas of sunken ground around it STAY AWAY. Call in a contractor immediately. If you step on these areas you could fall through, into the septic tank and die. These are signs that your septic tank has partially collapsed.

Check for signs of solid sewage material in the drain-field area. If the drain-field has been contaminated because the septic tank has not been pumped out regularly, this can be very expensive to rectify.

If you are buying a home with a septic tank, you should insist on the tank being pumped out and an investigation by a septic tank contractor carried out. It is not possible to examine a septic tank properly while it is full.

You may have to pay for a contractor to give you a report, but this will be a tiny amount compared to the cost of any necessary remedial work

Rudels Real Estate


home

Buying a home is exciting, especially when you’re buying for the first time. In the midst of all of the excitement, it’s easy to become blinded by beautiful back-splashes, granite and quartz counter tops, hardwood floors, and fenced-in backyards. While looking at homes that are completely perfect from top to bottom, you may begin to rationalize a larger purchase than you had originally planned for– “This house is perfect for me; it’s worth $50,000 extra dollars for me to have a house with enough space in a perfect location,” or “We were planning on spending a little bit of money on painting; we can spend $50,000 extra on this house because it doesn’t need any work.”.
Keep in mind that it’s always better to lean towards a lower amount, rather than a higher amount. Once you know how much you have to work with, then and only then should you start your house hunt.

Pre-approval is a good gut check on your price range for a home. The best way to start is to ask friends for referrals from mortgage brokers and to shop around with banks and credit unions. You should also know that once you actually find a home, the mortgage process is on the same pain level as a root canal, only it requires more patience and there’s no Novocain.

As much as everyone complains about realtors, I still think that it’s tough to go through the home buying process alone. In some markets, buyers’ brokers are available, but the most important qualities in brokers are honesty, experience, good connections with other agents, and good referrals from buyers like you. Remember that most agents represent the seller, not the buyer.

Housing prices started to rebound last year and are expected to continue rising in 2013, it’s still a buyer’s market. Prices remain 30 percent below their peak before the housing crash and mortgage rates hovering at all-time lows. Here are 13 house-hunting tips for 2013 if you are ready to jump in to the real estate market.

Housing prices started to rebound last year and are expected to continue rising in 2013, it’s still a buyer’s market. Prices remain 30 percent below their peak before the housing crash and mortgage rates hovering at all-time lows. If you are ready to jump in to the real estate market, here are 13 house-hunting tips for 2013.

In some markets, buyers’ brokers are available, but the most important qualities in brokers are honesty, experience, good connections with other agents, and good referrals from buyers like you.

Before you even look at a single property, you need to know exactly how much you can afford. Use these tools as a guide, but then adjust the amount based on your individual situation. The payment you can afford right now is a good indicator of what you’ll be able to afford in your new home.